If you find yourself in need of $650, you are probably in a hurry and I can help you get the money that you need in a hurry. Let Tina show you how to get a fast loan for the 650 dollars that you need and then show you how to repay that loan quickly. Let’s get started.
Get Your Quote First
First, let us me help you get your quote. It takes just a minute and you only have to input some basic information. In addition, there is no cost to you and you are under no obligation whatsoever.
Getting Your Loan Quote
In case you need more information, here is what will happen when you get your loan quote.
First, you will enter your basic information into the loan quote form. It should take you one, maybe two minutes to do this.
Next, you will submit your information and send your info to the loan network. In a few minutes, you will get your answer. If a lender wants to make you cash loan offer, you will either be sent to their website or you will be sent the information on your loan.
Once you get your offer, you can review the details and decide if the offer is right for you. Accept the loan and you can have you money as soon as the next business day. Turn down the offer and you can simply walk away.
How To Pay Off Your Loan
If you have received a loan offer and liked it, your next thought should be about how you are going to pay back this loan. You should never accept a loan if you do not have a plan as to how to get it paid off.
So, let’s take a look at how you can fit that 650 dollar loan into your budget. You do have a budget right?
I am going to go ahead and assume that you do not have a budget because, quite frankly, most people do not. No problem, let’s get you a simple budget. It really is not that hard, just take a moment and write down all of your expenses for a given month. This includes thing like rent, electricity, car payments, insurance and all your other bills. Now add in an allowance for things like food, entertainment and gas. Once you have all of that together, add in your potential loan payment. Get the total and then compare it to your take home pay. If you are going to come up short or tight on money, we need to do some more work.
Add Some Income
If you need to make enough money to pay off your $650 loan payment, a part time job or side hustle is just the thing t get the job done.
Lucky for you, workers are in great demand, With a robust economy, unemployment is low which means that employers are having a hard time finding staff, even part time staff. This means that you can make a very nice starting wage. Even retailers like Target and Walmart have had to drastically increase their starting wage. It is currently $11 n hour at Walmart and $13 an hour at Target. If you live close to an Amazon warehouse, you can even score a job starting at a whopping $15 an hour. Not bad for part time work.
If working at a traditional part time gig does not work for you, consider a part time job that gives you a little more flexibility like driving for Uber or Lyft. Make an easy $25 an hour getting people get to where they need to go. All you need is a decent four door car and a drivers license. Just 4 hours a week of part time driving and you can make 400 dollars a month. What an easy way to pay off your $750 loan.
Cut Some Expenses
If an extra job is not in the cards, your other option is to cut some bills to make that budget work. There are a ton of ways to make cuts. Here are a few to consider.
Cable/Satellite: If you are still plugged in to cable or satellite, perhaps now is the time to cut that cord. The average satellite bill is about a hundred dollars and you can make a major cut by switching to a ten dollar streaming service like Hulu or Netflix.
Dining Out: If you are like most people, you dine out for lunch every day and spend an average of $10 doing so. Brown bag it for a bit and save an easy 200 dollars a month. That can go a long way towards paying off your 650 dollar loan.
Misc: There are a ton of other ways to cut expenses temporarily or permanently. Shop your car insurance for a discount, put your gym membership on hold, etc. Look at every expense and think about how you can slash it.
Tina’s Last Word
Taking out any loan is nothing that you should do without thoroughly thinking about all of your alternatives. If you have a money solution that you can take besides a loan, you should go for it. This might be a loan from a family member, selling property or simply doing without the money.
If you do decide on a loan, make sure that you have a plan on how to repay the loan. If you do not have the ability to pay it back, you should probably pass. The only thing worse than being broke is being broke with a loan to pay back.
As always, emergency loans are not to be used as a long term financial solution. If you find that you need these emergency loans often, you should seek consumer credit counseling.